It seems impossible to take out a loan without income, but there are still a number of options for taking out a loan. Even if you have no income. You will only have to be a little more creative than just borrowing “Googling” the words money.
How can you take out a loan without income
Maybe how is not quite the right question to answer. Or at least not to answer this question alone. It is more about the combination of asking how and where you can make a loan without income possible.
First of all, you already know that you should not be at the regular banks. It is also not possible to take out a mini-loan without income. The best option for taking out a loan without income is taking out a loan with private individuals. Borrowing money from family or friends is actually the only option to make a loan without income as a private person possible. Incidentally, these are also the loans with the least hassle and loans where it is possible to borrow money within 10 minutes without BKR testing.
Take out a loan without income as a self-employed person
Taking out a loan without income is therefore only possible as a private individual with friends or acquaintances. This is different for the self-employed. Taking out a loan without income as a self-employed person can of course be possible. When you start your business. Or want to start, it is quite possible that you do not yet have income from the company.
With a good business plan it can be possible to get a loan from the banks. Crowdfunding can also be a good alternative to make a loan without income possible. We therefore recommend that you always take a look at the various platforms for this. Preferably, of course, the person with an AFM license.
Take out a loan without income and without hassle
Taking out a loan without income will, certainly with private individuals, have to be able to do without hassle. Because you have no income, you can of course not submit payslips. Therefore, taking out a loan for you will generally also be a loan without the hassle. As a tip, we only want to give you to properly comply with agreements made. This can be the deciding factor for being able to obtain a possible subsequent loan.